Launching later this year, stimTV is a broadband channel that offers a unique personalized viewing experience -- Viewers will see a random flow of brief clips, initially from music videos, and can select when they want to see more, steering the service to adapt to their choices. NPOWR Digital Media in California is setting up deals with music labels for music clips, performance videos and interviews. Cinema, shopping and lifestyle channels are planned in the future. There will also be opportunities to buy associated items. The company, founded in 2001, says it is �poised to become a leader in the next-generation technology that fulfils the long-awaited promise of a convergence between the television and the internet�. They seem serious. They have patented technology of �A system for the automated generation of media� that enables the customization of programming from a database of stored media. The system includes the ability to verify that viewers have �mindfully watched their offerings.� Additional patent applications have been filed on targeted and personalized advertising methods.
The BaaS model has been adopted across a wide range of industries due to its ability to streamline financial processes for non-banks and foster innovation. BaaS has several industry-specific use cases, where it creates new revenue streams. Banking as a Service (BaaS) is rapidly emerging as a growth market, allowing non-bank businesses to integrate banking services into their core products and online platforms. As defined by Juniper Research, BaaS is "the delivery and integration of digital banking services by licensed banks, directly into the products of non-banking businesses, commonly through the use of APIs." BaaS Market Development The core idea is that licensed banks can rent out their regulated financial infrastructure through Application Programming Interfaces (APIs) to third-party Fintechs and other interested companies. This enables those organizations to offer banking capabilities like payment processing, account management, and debit or credit card issuance without