Digital Terrestrial TV (DTT) and Free-to-Air Satellite TV services will give the PC TV tuner market a huge boost over the next several years, reports In-Stat. By 2009, the worldwide retail value of the PC-TV Tuner market is expected to reach US$ 3.7 billion, with a Compound Annual Growth Rate of 42.6 percent. "Personal computers with a TV Tuner provide a wide range of features and functions that enable the emerging market for connected digital homes," says Gerry Kaufhold, In-Stat analyst. "A race among Pay-TV services, Consumer Electronics manufacturers, and the PC industry eventually favors the PC industry. The PC industry moves more quickly, and can ride Moore's Law and Microsoft's software into more market segments more quickly than the other competitors." Microsoft's Media Center Edition (MCE) Multimedia PCs are now gaining market traction in over 30 countries around the world. Microsoft's next-generation Longhorn Operating System is likely to have a dramatic impact on the Multimedia PC world similar to what Windows 95 had on the home computer business 10 years ago. Free-to-Air TV provides "Content" that consumers can record to their PC's hard disk drive, edit, and "burn" onto DVDs for personal archiving with no monthly fees. PC-TV Tuner products also enable "capturing" video from camcorders, VCRs, and other sources. Apple's move to Intel's mobile PC platform sets the stage for intense, head-to-head competition for in-home digital entertainment PCs. Digital Terrestrial TV services require continual updating and upgrading of PC-TV Tuner software, which favors the larger, financially established PC-TV Tuner companies.
The BaaS model has been adopted across a wide range of industries due to its ability to streamline financial processes for non-banks and foster innovation. BaaS has several industry-specific use cases, where it creates new revenue streams. Banking as a Service (BaaS) is rapidly emerging as a growth market, allowing non-bank businesses to integrate banking services into their core products and online platforms. As defined by Juniper Research, BaaS is "the delivery and integration of digital banking services by licensed banks, directly into the products of non-banking businesses, commonly through the use of APIs." BaaS Market Development The core idea is that licensed banks can rent out their regulated financial infrastructure through Application Programming Interfaces (APIs) to third-party Fintechs and other interested companies. This enables those organizations to offer banking capabilities like payment processing, account management, and debit or credit card issuance without