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Are You Happy Now?

"Nobel Prize winner Daniel Kahneman has chosen to dedicate the rest of his career to well-being, and not just his own. In the second of a two-part interview, Dr. Kahneman explains why we're never as happy or unhappy as we think we'll be, and why we can adapt to just about any circumstances. He also says he's exploring why the French are never satisfied, though they have perhaps the world's most enviable lifestyle."

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Global Rise of Domestic Payment Ecosystems

Alternative Payment Methods (APMs) – comprising digital wallets, instant payments, and QR payment systems – are experiencing explosive growth that's reshaping the global financial services marketplace. According to the latest worldwide market study by ABI Research , the combined global transaction value for APMs is projected to reach $142 trillion by 2030. What's particularly fascinating is the underlying driver behind this trend: a growing desire for financial sovereignty, with nations developing domestic payment ecosystems rather than remaining dependent on international financial networks. Payment Ecosystem Market Development In 2024, approximately 45 percent of the global population used digital wallets – a remarkable adoption rate for a technology that barely existed a decade ago. China leads this transition, with 95 percent of its population using WeChat's payment functionality. WeChat exemplifies the "super app" phenomenon, where payment capabilities are in...