Digital Terrestrial TV (DTT) and Free-to-Air Satellite TV services will give the PC TV tuner market a huge boost over the next several years, reports In-Stat. By 2009, the worldwide retail value of the PC-TV Tuner market is expected to reach US$ 3.7 billion, with a Compound Annual Growth Rate of 42.6 percent. "Personal computers with a TV Tuner provide a wide range of features and functions that enable the emerging market for connected digital homes," says Gerry Kaufhold, In-Stat analyst. "A race among Pay-TV services, Consumer Electronics manufacturers, and the PC industry eventually favors the PC industry. The PC industry moves more quickly, and can ride Moore's Law and Microsoft's software into more market segments more quickly than the other competitors." Microsoft's Media Center Edition (MCE) Multimedia PCs are now gaining market traction in over 30 countries around the world. Microsoft's next-generation Longhorn Operating System is likely to have a dramatic impact on the Multimedia PC world similar to what Windows 95 had on the home computer business 10 years ago. Free-to-Air TV provides "Content" that consumers can record to their PC's hard disk drive, edit, and "burn" onto DVDs for personal archiving with no monthly fees. PC-TV Tuner products also enable "capturing" video from camcorders, VCRs, and other sources. Apple's move to Intel's mobile PC platform sets the stage for intense, head-to-head competition for in-home digital entertainment PCs. Digital Terrestrial TV services require continual updating and upgrading of PC-TV Tuner software, which favors the larger, financially established PC-TV Tuner companies.
The Open Banking business model has been advantageous for Third-Party Providers (TPPs), helping them to extend their offerings into other areas of financial services with new capabilities. Open Banking is also advantageous for traditional banking institutions, despite the perceived loss of custodianship over their data, by providing greater accessibility to more bank services. Furthermore, Open Banking can help serve Mobile Internet providers that are able to leverage it to create tailored services according to customers’ preferences and/or economic limitations. Open Banking Market Development Since traditional banking services are made more convenient by TPPs via greater data access, customers can proactively manage their finances and shape the development of new financial offerings. This is particularly noticeable in the realm of Digital Payments, where retail merchants and customers transact through eCommerce, which has the greatest number of use cases for Open Banking. These includ